HomeFinance OS

Household clarity. At last.

The operating system for family wealth. Chronological pay-period allocation, atomic treasury ledgers, and multi-workspace budgeting.

HomeFinance Dashboard — Familia Oliveira Primary Treasury
● Active Sync
Available Treasury Balance
$5,800.00
Direct Atomic Ledger Verification
Financial Health Index
84 / 100
Optimal Savings Velocity (+17.2%)
Pending In Cycle
$163.38
August 16–31 Salary Window
1st Half Commitments (65% Settled) Month Budget on Track
Aug 01 — Day 15 Window Aug 16 — Day 31 Window
Pay-Period Window Commitment / Vendor Category Amount Status
1st Half (Day 01–15) Rent / Aluguel (Monthly Housing) Housing & Rent $1,550.00 Settled
1st Half (Day 01–15) Luz (Electricity Utility) Utilities $268.49 Settled
2nd Half (Day 16–End) Carro / Auto Loan Installment Transportation $663.81 Settled
2nd Half (Day 16–End) Cell Phone 2nd Line (Due Aug 19) Utilities $96.59 Pending
Product Architecture

Engineered around real cash flows.

Every feature is crafted to eliminate financial anxiety and give families a single source of truth.

Timeline Engine

Automatic Pay-Period Sorter

Group fixed commitments by salary arrival date. Rent and early utilities automatically lock into the 1st Half window, while credit cards and installments fall into the 2nd Half.

AUG 01 Rent / Aluguel
$1,550.00
AUG 05 Luz (Electricity Utility)
$268.49
AUG 16 Carro (Auto Loan Installment)
$663.81
AI Intelligence

Financial Health Index

Evaluates budget adherence (30%), savings rate (25%), and on-time bills (20%) into one actionable score.

84 HIGH
Optimal Velocity
Savings Rate: +17.2%
Overdue Bills: 0
Data Fortress

Atomic Treasury Ledger

Every bill payment executes an atomic database transaction. Never worry about mathematical drift or double counting.

✓ Single Source of Truth
Ledger matches exact bank deposit balance of $5,800.00.
Multi-Tenant Workspaces

Family & Household Portfolios

Manage your primary home, rental property, or family office from a single login with granular RBAC permissions.

Familia Oliveira
Primary Treasury • 2 Members (Admin)
Investment Portfolio
Rental Units & HOA • 4 Members
Commercial Tiers

Simple, transparent pricing.

Choose the plan that fits your household. Upgrade or downgrade anytime with zero lock-in.

Starter
Essential pay-period budgeting for single households.
$9.99 / month
or $99.00 / year (Save 17%)
  • 1 Household Workspace
  • Up to 2 Members
  • Pay-Period Timeline Engine
  • Recurring Bills Engine
  • Standard CSV Export
Start 14-Day Free Trial
Enterprise
Unlimited workspaces with dedicated support.
$49.99 / month
or $499.00 / year (Save 17%)
  • Unlimited Workspaces
  • Unlimited Members & Custom Roles
  • Unlimited Treasury Ledgers
  • Full Audit History & VIP Support
  • 24/7 Dedicated Support
Contact Sales
HomeFinance Pro
Take command of your household wealth.